" ARE YOU BEGINNING TO BELIEVE ME " BY GO BLANSON

" I believe for every drop of rain that falls a flower grows,I believe that somewhere in the darkest night a candle glows " - Frankie Laine

As I look around the city where I live, I can't help but realize the disparity between those who have Financial Wealth and those who are in " DEEP FINANCIAL DEBT ." One cannot help but recognize that the Wealthy ones have a different " MINDSET " from those who are " FINANCIAL SLAVES." Those " STRAPPED " with financial debt, always seem to keep getting deeper and deeper in " BAD DEBT." [ Garry, do you mean to say that there is such a thing as " GOOD DEBT ?" Well, of course there is ]. However, most times, only the Wealthy people have learned how to avoid the " BAD DEBT," and utilize the " GOOD DEBT." Have you ever heard of the term OPM( other people's money )? Good !Most Wealthy people have learned to harness the POWER of OPM, while most people who are struggling financially have not.Also, it still puzzles me as to why our public school systems " FAILED " to offer FINANCIAL LITERACY in such dire times as these! Especially when I see High School students graduate from High School with NO DEBT, but within a period of 2 - 4 years, accumulate Student Loan Debt as high as $40,000 to $50,000.According to an Article from May 2014, Student Loans Debt has passed " credit cards and auto loans " to become the SECOND biggest source of personal debt in the U.S., trailing only mortgages. http://www.nydailynews.com/news/national/americans-owe-1-2-trillion-student-loans-article-1.1796 . Furthermore, I feel that it is very appalling how so many Students Dreams of obtaining a Higher Education have become their GREATEST NIGHTMARE!To add insult to injury, many Corporations and Businesses " NO LONGER " view a College Degree as a good measurement of a person's Intelligence.In a different Article from August 2016, the Article notes that a Record Number Of College Grads Are Working Minimum Wage Jobs!" Increasingly more low wage employees are those with a college education, in the form of a Bachelor's Degree or higher, as they are unable to leverage their diploma credentials to get a better paying job, while " the only ones hiring " are those seeking minimum-paid workers http://www.zerohedge.com/news/2016-08-29/why-record-number-college-grads-are-working-minimum-wage-jobs . In closing, I would like to say that the time has come for Americans to " RETHINK " the direction we are going in Education.Particularly,since so many things have changed in America over the last 100 - 150 years{ it makes sense that our Schools and Education Systems change as well ! }.You can copy and paste this You-tube video on Changing Education Paradigms : https://www.youtube.com/watch?v=RkY8RAeXkJ0 PLEASE remember to Like my page on FACEBOOK by copying and pasting this Link : https://www.facebook.com/Garry-O-Blans on-115049231930571/?fref=hovercard ]